AI system
- System
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MuleHunter.AI
- Model
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Not assessed
- Release
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Not assessed
- Application developer
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Reserve Bank Innovation Hub (RBIH)
- Role
-
Not assessed
- Configuration
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Not assessed
- Inputs and outputs
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Not assessed
- Autonomy
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Not assessed
- Workflow
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Cross-bank transaction and account-activity pattern analysis run by a central-bank-owned hub.
- Human oversight
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Not assessed
- Relation to AI
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The tool is described as AI-based pattern analysis across banks. No detection result is available to assess its contribution. RBIH, a central-bank subsidiary, developed it. Commercial and public-sector banks deploy it.
- AI contribution
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Not assessed
Benefits
- Outcome identifiers
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Not assessed
- Benefit
-
MediaNama's RTI (December 2025) found 23 banks had implemented RBIH's MuleHunter.AI, which analyzes transaction patterns to spot mule accounts; the RBI refused to release detection figures, citing ...
- Category
-
Reduced Risk
- Status
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Not assessed
- Beneficiary groups
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Organizations. Society.
- Beneficiaries
-
Not assessed
- Reach
-
Not assessed
- Distribution and access
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Not assessed
- Duration
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Not assessed
- Expected?
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Yes
- Costs and harms
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Not assessed
Measurement
- Studies
-
Not assessed
- Study design
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Not assessed
- Measurement
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Not assessed
- Setting and sample
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Not assessed
- Measures
-
Not assessed
- Comparison
-
Not assessed
- Results
-
Not assessed
- Additional value from AI
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Not assessed
- Limitations
-
Not assessed
- Denominators
-
Not assessed
- Materials for replication
-
Not assessed
Money
- Kind of value
-
Not assessed
- Amount
-
Not assessed
- Currency and prices
-
Not assessed
- Period and unit
-
Not assessed
- Realization
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Not assessed
- Recipients and payers
-
Not assessed
- Gross or net
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Not assessed
- Included costs
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Not assessed
- Comparison
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Not assessed
- Method
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Not assessed
- Return and payback
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Not assessed
People and places
- Participants
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Developer: Reserve Bank Innovation Hub (RBIH). Operator: 23 Indian banks as of 10 December 2025, including Canara Bank, Punjab National Bank, Bank of India, Bank of Baroda, AU Small Finance Bank and Federal Bank.
- Jurisdictions
-
Developer:
India. Operator: India. - Ownership and control
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Not assessed
- Dependencies
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Not assessed
- Cross-border connections
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Not assessed
- Geopolitical implications
-
Not assessed
Follow-up
- Conditions for replication
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Bank adoption and data sharing with the hub. Public disclosure of detection outcomes, without which no evaluation is possible.
- Replication attempts
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1 follow-up entries. Outcome unresolved: 1.
- Later findings
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12 May 2026. I4C and RBIH signed an MoU to feed suspect identifiers from I4C's Suspect Registry into MuleHunter.ai and to use the data to retrain it.
- Availability
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Not assessed
- Institutional decision
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Not assessed
- Grounds
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Not assessed
- Action and result
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Not assessed
- Success criterion
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Not assessed
Evidence
- Source numbers
-
AIBD-0180-source-0001–0002
- Citations
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Numbered references below.
- Language
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Not assessed
- Source relationships
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Independent, Developer
- Original evidence
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Not assessed
- Access and versions
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Not assessed
- Supported findings
-
Not assessed
- Evidence links
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Not assessed
- Evidence strength
-
Not assessed
- Missing evidence
-
Not assessed
Grades
- Assessed benefits
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Organizations. Society.
- Depth
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Not assessed
- Reasons
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Organizations: No count of mule accounts identified or frozen is disclosed. The RBI refused the RTI request for that data. Society: No fraud loss avoided is documented.
- Observed or intended
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Not assessed
- Rubric
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Not assessed
- Assessor and date
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Not assessed
- Alternative assessments
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Not assessed
- Fill
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Independently reported
Entry details
- Kind
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Not assessed
- Related entries
-
Not assessed
- Field
-
Anti-money laundering and cyber fraud. Mule account detection.
- Purpose
-
Identify bank accounts likely used as money mules in financial fraud.
- Dates
-
Date basis unassessed: 2025 (precision unassessed). Updated: 21 October 2026.
- Stage
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Not assessed
- Version
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SHA-256: 3a66e7de9ab0…
References
- Other identifiers
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Not assessed
- Category mappings
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Not assessed
- Brief
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Not assessed
- Revisions
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6 revisions. Latest: 21 October 2026.
Sources
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News report Independent author
Prabhanu Kumar Das, MediaNama, 30 December 2025
cannot provide data on the number of mule accounts identified or acted upon through MuleHunter.AI
-
Press release Developer
Press Information Bureau (2026). I4C and RBIH Sign MoU to Strengthen AI-Driven Detection of Mule Accounts and Cyber Financial Frauds. Ministry of Home Affairs via PIB, 12 May 2026.