{"id":"AIBD-0875","title":"HLDI finds that 2013-17 BMWs with Driving Assistance Plus had a 26.1% lower rate of property damage liability claims than the same models without it","summary":"HLDI found that claim frequencies for 2013-17 BMWs with Driving Assistance Plus were 7.3% lower for collision, 26.1% lower for property damage and 29.2% lower for injury liability.","date_observed":"2019-12-01","date_basis":"source publication","date_precision":"month","benefit_status":"reported","source_collection":null,"source_entry":null,"account":"The Highway Loss Data Institute (HLDI), an affiliate of the Insurance Institute for Highway Safety, published a bulletin on BMW's collision avoidance features in December 2019. BMW supplied the identification numbers of 2013-17 vehicles built with the features. HLDI compared their insurance claims with claims for vehicles of the same series and model years without them. The Driving Assistance Plus package combines automatic emergency braking, collision and lane departure warnings, active cruise control, front cross-traffic alert and a lane-steering assistant. For vehicles with the package, claim frequencies were 7.3% lower for collision, 26.1% lower for property damage liability and 29.2% lower for bodily injury liability. These three results were statistically significant. HLDI could not separate the effects of the features in the package or tell whether drivers had switched them off. Buyers who chose the options may also differ from those who did not. 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For 2013-17 BMWs, the author found no statistically significant crash reduction from Driving Assistant Plus beyond lane departure prevention alone.","title":"Convenience or safety system? 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